Effective Date: May 1, 2023

Welcome to the blog hosted at zmh.org (the “Site”). The following Terms and Conditions (“Terms”) govern your access to and use of this Site. By visiting or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Site.

1. Acceptance of Terms

By accessing or using any part of the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must discontinue use immediately.

2. Changes to Terms

We reserve the right to update or modify these Terms at any time without prior notice. All changes are effective immediately upon posting. Your continued use of the Site following the posting of revised Terms constitutes your acceptance of such changes. It is your responsibility to review these Terms periodically.

3. Intellectual Property

1. Ownership: All content published on the Site—including text, graphics, images, logos, and other material—is the property of zmh.org or its content suppliers and is protected by applicable copyright, trademark, and other intellectual property laws.

2. License to Use: We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for personal and non-commercial purposes. You may not reproduce, distribute, modify, or create derivative works of any content without express written permission from the Site’s owner.

3. User-Generated Content: If you submit or post any content (e.g., comments, blog posts, images) (“User Content”), you grant zmh.org a non-exclusive, worldwide, royalty-free, perpetual license to use, reproduce, distribute, modify, display, and perform your User Content in connection with operating and promoting the Site.

4. User Conduct

By using the Site, you agree to:

1. Lawful Use: Comply with all applicable laws, regulations, and these Terms.

2. Accuracy: Provide accurate information if and when submitting or posting content.

3. Respect: Not harass, threaten, or defame other users or individuals.

4. Prohibited Activities: Refrain from uploading any material that is unlawful, harmful, fraudulent, pornographic, or violates any third-party rights (including intellectual property rights or privacy rights).

5. Non-Interference: Not use any automated means (including bots, scrapers, or data-mining tools) to access or collect data from the Site without our prior written consent.

5. Privacy Policy

Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data. By using the Site, you consent to the practices set forth in the Privacy Policy.

6. Third-Party Links and Resources

The Site may contain links to third-party websites or resources that are not under our control. We provide these links for your convenience only and do not endorse or assume responsibility for any content, advertising, products, or other materials on or available from such sites. You acknowledge and agree that zmh.org is not liable for any damage or loss arising from your use of or reliance on any third-party websites or resources.

7. Disclaimer of Warranties

1. “As Is” and “As Available”: The Site and all content are provided on an “as is” and “as available” basis. We make no representations or warranties of any kind, express or implied, regarding the operation of the Site or the accuracy, reliability, or completeness of content.

2. No Guarantee: We do not guarantee that the Site will be uninterrupted, error-free, or free from viruses or other harmful components. You agree to use the Site at your own risk.

3. Not Professional Advice: Any information provided on the Site is for general informational or educational purposes only and is not intended as professional, legal, or financial advice.

8. Limitation of Liability

To the fullest extent permitted by law, zmh.org and its owners, affiliates, employees, or agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of, or inability to use, the Site or any content on the Site. This includes, but is not limited to, damages for errors, omissions, interruptions, defects, delays in operation, or transmission, loss of data, and any other tangible or intangible loss.

9. Indemnification

You agree to indemnify, defend, and hold harmless zmh.org and its owners, affiliates, employees, or agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) resulting from or relating to your violation of these Terms or your use of the Site.

10. Termination

We reserve the right, in our sole discretion, to suspend or terminate your access to the Site at any time and for any reason, including for violation of these Terms. We also reserve the right to remove or refuse to publish any User Content that, in our judgment, violates these Terms or is otherwise objectionable.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of New York, without regard to conflict of law principles. You agree that any dispute arising out of or relating to these Terms or your use of the Site shall be brought exclusively in the courts located within New York.

12. Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions of these Terms will remain in full force and effect.

13. Entire Agreement

These Terms and any policies or operating rules posted by us on this Site (including the Privacy Policy) constitute the entire agreement between you and zmh.org regarding your use of the Site and supersede any prior or contemporaneous agreements, communications, or proposals.

By using zmh.org, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.

Last Updated: May 1, 2023